In the latest episode of our “Securitisation Insights” podcast, Mudasar Chaudhry, who leads our European Structured Finance Research team, is joined by Rehanna Sameja, Senior Vice President and Sector Lead of European RMBS & Covered Bond Ratings, and Sakeeb Zaman, CEO and founder of StrideUp Homes Limited, to discuss Islamic home finance.
In the latest episode of our “Securitisation Insights” podcast, Mudasar Chaudhry, who leads our European Structured Finance Research team, is joined by Rehanna Sameja, Senior Vice President and Sector Lead of European RMBS & Covered Bond Ratings, and Sakeeb Zaman, CEO and founder of StrideUp Homes Limited, to discuss Islamic home finance.
Islamic home finance has existed in the UK for more than two decades, providing an alternative pathway to home ownership for customers seeking financing that aligns with Islamic principles. While these products are economically similar to conventional mortgages, they are structured through different contractual frameworks, creating unique considerations for lenders, investors, and credit rating analysts alike. As the market develops and more transactions reach the capital markets, understanding these differences is becoming increasingly important.
Our panel discuss the current market landscape, how Islamic home finance differs from conventional mortgages, what happens when these assets are securitised, and whether this niche segment could become a more meaningful part of the European RMBS market in the years ahead.
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